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Checklist: Baby Budget

Whether it's a one-time purchase or a monthly cost, here's where you'll spend.

Here's a list of major purchases and investments over the first year -- estimate how much you'll fork over for each to come up with a rough answer to your question. And remember... the amount you plan to spend doesn't always match up with the amount you actually spend.

One-Time expenses:

[ ] Nursery decorating/remodeling:

[ ] Crib:

[ ] Crib mattress:

[ ] Bedding and accessories:

[ ] Dresser:

[ ] Rocking chair:

[ ] Changing table:

[ ] Baby monitor:

[ ] Playpen, bouncy chair or walker:

[ ] Safety gates:

[ ] Baby bathtub:

[ ] High chair:

[ ] Bottles:

[ ] Pump:

[ ] Nursing clothes:

[ ] Medicine kit:

[ ] Stroller:

[ ] Baby carrier/sling:

[ ] Car seat:

[ ] Diaper bag:

[ ] Maternity leave salary loss:

[ ] Writing/rewriting will:

Monthly expenses:

[ ] Diapers:

[ ] Formula and food:

[ ] Clothes:

[ ] Toys:

[ ] Photo film and developing:

[ ] Extra laundry costs (water, electricity, detergent):

[ ] Child care:

[ ] Life insurance for you and your partner:

[ ] Medical insurance:

[ ] Disability insurance:

[ ] Medical bills (uncovered and co-pays):

[ ] College/education savings:

[ ] Contribution to savings:

-- Paula Kashtan

See More: 3rd Trimester , Baby Gear , Nurseries , Pregnancy Tools

Have something to say? Share your opinion and advice.
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This is a good list to get a general idea of what you'll need, especially 1st time moms. It helped me put into perspective all the stuff we'll need that we didn't think about! It would be helpful to have some rough estimates of how much everything will cost. I understand that many of these things will vary widely in price but it would still be helpful IMO.

by UAbride31007

hello, dad to be here... do you have a detailed budget tracker with an estimator for number of diapers and wipes to be used? thanks!! -Albert

by saraalbert

This has a list of specific dollar amounts and estimated quantities.

by brinderson

I suppose it would help to include the link. http://pregnant.thebump.com/getting-pregnant/fertility-ovulation/articles/advice-for-saving-up-for-a-baby.aspx

by brinderson

Haha, decorating the nursery is not a one time cost!!! I've done my daughter's room 4 times. ;) We didn't know the sex so we painted neutral (yellows, etc). After a while of that, we decided to change over to pinks etc. Then she wanted all princess (this is now age 2), THEN she wanted a big girl room! This was recently, she is 3. We did lavender and pale green and got her a big canopy bed. For us room decorating has been an ongoing cost! LOL

by supermama322

new born babies use 8 to 10 diapers a day that is about 300 diapers a month. 1 or 2 wipes per diaper.

by lwozney

Loved to read your blog. I would like to suggest you that traffic show most people read blogs on Mondays.Look writing a thesis So it should encourage blogger to write new write ups over the weekend primarily

by Chlen

1st time mom-to-be here. I laughed at "photo film and developing"...I'll continue to use my digital camera! Although, I might be developing more of my photos now to put all over the house! :)

by Pamela1014@gmail.com

I am 17 weeks and I felt kicks and movement at 16. I'm 1st time mom also so when I feel the rumbling in my belly (sound like gas) what type of activity is the baby doing. I need to ask my Dr at next visit. Ancient Chinese Inventions

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by marleyolivia

Haha, decorating the nursery is not a one time cost!!! I've done my daughter's room 4 times. ;) We didn't know the sex so we painted neutral (yellows, etc). After a while of that, we decided to change over to pinks etc. Then she wanted all princess (this is now age 2), THEN she wanted a big girl room! This was recently, she is 3. We did lavender and pale green and got her a big canopy bed. For us room decorating has been an ongoing cost! LOL

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by samhann7

You did a great job and I am really thankful for gathering all that information in a guide for us. I have recently started my masters in nursing. I have done previous research to check up some general aspects of this field, but there are still a lot of things I should now at this moment. Thanks to your guide, I will be able to form an opinion about the field in nursing that fits me and brings the highest degree of professional satisfaction. Plus, I would really like to know if I`ll be able to somehow bring back home the money I have spent this year with all unimaginable things that you mentioned on that list.

by sensicalanne

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