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Checklist: Baby Budget

Whether it's a one-time purchase or a monthly cost, here's where you'll spend.

Here's a list of major purchases and investments over the first year -- estimate how much you'll fork over for each to come up with a rough answer to your question. And remember... the amount you plan to spend doesn't always match up with the amount you actually spend.

One-Time expenses:

[ ] Nursery decorating/remodeling:

[ ] Crib:

[ ] Crib mattress:

[ ] Crib sheet, crib skirt and receiving blankets:

[ ] Dresser:

[ ] Rocking chair:

[ ] Changing table:

[ ] Baby monitor:

[ ] Playpen, bouncy chair:

[ ] Safety gates:

[ ] Baby bathtub:

[ ] High chair:

[ ] Bottles:

[ ] Pump:

[ ] Nursing clothes:

[ ] Medicine kit:

[ ] Stroller:

[ ] Baby carrier/sling:

[ ] Car seat:

[ ] Diaper bag:

[ ] Maternity leave salary loss:

[ ] Writing/rewriting will:

Monthly expenses:

[ ] Diapers:

[ ] Formula and food:

[ ] Clothes:

[ ] Toys:

[ ] Extra laundry costs (water, electricity, detergent):

[ ] Child care:

[ ] Life insurance for you and your partner:

[ ] Medical insurance:

[ ] Disability insurance:

[ ] Medical bills (uncovered and co-pays):

[ ] College/education savings:

[ ] Contribution to savings:

-- Paula Kashtan

See More: 3rd Trimester , Baby Gear , Nurseries , Pregnancy Tools